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Smart Mortgage Centers, Inc.

 

 

 

 

 

 
Prequalification Calculator

To get a sense of how much you may be able to borrow, fill in the form below and click on the calculate button. Please note that prequalification is different from a preapproval. Prequalification gives you an estimate of how much you may be able to borrow. Preapproval, on the other hand, indicates that you have been approved for a set loan amount prior to property selection.

Monthly Income $
Monthly Debt/Payments
Include only loans that won't be paid off in 10 months		 $  
Loan Terms You Desire
Interest Rate %     %
Term      Years
Down Payment (% of Sales Price)     %
Expected Taxes & Insurance
If you don't know what your property taxes and insurance will be, leave this section blank. We will estimate it for you. Otherwise, please enter your estimated taxes and insurance.
Yearly Property Tax
 $  
Yearly Property Insurance
 $  
 


Smart Mortgage Centers, Inc.

Ph: 630.904.1800
Fax: 630.904.1010

30-year fixed

The fixed-Rate Mortgage is our most popular mortgage. Get a 30 Year Fixed for a low payment or consider the 15 Year Fixed Rate Mortgage and pay much less interest.

FHA Loan

FHA loans are a top choice for folks with lower home equity and those who need flexible credit requirements. FHA is great to refinance or buy a home. Ask about FHA Streamline.

Adjustable Rate Mortgage

Get the lowest mortgage rates we offer with the 5-Year ARM - the top choice of the financially savvy. Great for folks not planning on staying in their homes for more than 5 years.