Fast HARP Refinancing

Smart Mortgage Centers is pleased to offer HARP 2.0 refinancing solutions to qualifying borrowers. The Federal Housing Finance Agency (FHFA) recently proposed changes to the Home Affordable Refinance Program in an effort to better assist the needs of more American home owners. One of the biggest changes is that Fannie Mae is removed the maximum loan-to-value limit for Refi Plus loans. This update opened the doors to refinancing for millions of Americans who are currently underwater in their mortgages (owing more than their homes are currently worth).

Who Should Consider a HARP Refinance

  • Homeowners who have demonstrated an acceptable payment history.
  • People who currently owe close to or more on their mortgages than the existing values of their properties.

Product Highlights

  • No maximum loan-to-value
  • Down to a 620 & sometimes lower FICO scores
  • Loans with current mortgage insurance are eligible
  • Primary, investment, and second homes are eligible
  • Eligible loans are Fannie Mae and Freddie Mac loans originated prior to May 31st 2009

How to Get Started

If you are interested in learning more about Smart Mortgage's HARP refinancing programs, please contact us through the following channels (3 Options):

  • Call 888-416-0920 and speak with a loan professional.
  • Complete the Rate Quote Form on the Right and Someone Will Contact You
  • Apply Now



 Apply now 

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