About smart Mortgage Centers

Smart Mortgage Centers, Inc. (Smart Mortgage ) is an Illinois residential mortgage company with an outstanding reputation - a reputation built on honesty, trust, and a commitment to ethical lending practices. We have been in business for over 20 years and hold the highest ratings with the Better Business Bureau.. We've helped families across Illinois find the perfect home loan for their needs. Because Smart Mortgage is a direct mortgage company - you work one-on-one with a caring, knowledgeable, and friendly mortgage consultant.

Your Direct Mortgage Broker

Smart Mortgage Centers works with multiple lenders to supply our clients with the lowest rates and timely closings. In fact, we are one of the top FHA & VA mortgage companies in Illinois. FHA loans offer many unique benefits, including some of the lowest fixed rates available, loans up to 97.75% of your homeâ™s value, and down payments as low as 3.5% on home purchases. 

Why choose Smart Mortgage Centers as your mortgage company?

We know you have a lot of options when it comes to your home financing. We will work hard to earn and keep your business, and promise you the following:

  • Convenience – Apply by telephone at 888-416-0920 or Get Started Online.  Some of our clints choose to stop by our office.  Either way, you’ll have the confidence of knowing a knowledgeable mortgage consultant is available to guide you through the loan process from start to finish.
  • Speed – Our own in-house processing helps us move loans quickly from application to close.
  • Simplicity – Since we are a Mortgage Broker we have access to hundreds of programs and rate options. That means lower mortgage rates and easier qualifying options for less than perfect credit.
  • Flexibility – Even if your credit is less than perfect, we may be able to get your application approved. Being a mortgage broker gives us many more options to help you qualify for a home purchase or refinance. We are able to supply our clients with wholesale rates that beat the banks.
  • Knowledge – Every one of our Mortgage Consultants has in-depth knowledge of mortgage financing and each has completed all of the necessary education and state licensing requirements.
  • Quality Customer Service – Your Smart Mortgage consultant will be with you every step of the way – from time of application to the funding of your loan. They will be available to you to answer your questions and give you peace of mind.

Call us now 1-888-416-0920 for a free, confidential, and no-obligation mortgage consultation.

Additional Resources:
About Smart Mortgage
Smart Mortgage Customer Reviews
Company BBB Rating
Complaints and Concerns



Get your wholesale rate now!

Buy a Home or Refinance today. Free Quotes, No Obligation, Safe and Secure.


We offer Wholesale Mortgage Rates

We never take Application Fees
Customer Excellence Awards from 2011 - 2017

Local in Illinois since 1997

You will work one on one with a licensed individual from start to finish

24 Hour Illinois Mortgage Hotline

24 Hour Colorado Mortgage Hotline

24 Hour Florida Mortgage Hotline



Need More information

Call Us: (630) 904-1800

Email Us: smartmortgagecenters@yahoo.com

Apply: Click Here